Alternatives to Workers’ Comp: Paranoia or Possibility

Today’s post comes from guest author Thomas Domer, from The Domer Law Firm.

I joined a national organization of lawyers representing injured workers (the Work Injury Law and Advocacy Group) twenty years ago when it was first formed. Then, I heard horror stories about legislators messing with an otherwise stable workers’ compensation system after every election cycle. My colleagues in other states were constantly fighting battles over workers’ compensation “deform.” 

I thought we were insulated in Wisconsin because we had a workers’ compensation advisory council composed of labor and management who every two years fought out a compromise bill and submitted it to the legislature, which automatically rubber-stamped the proposed bill without changes. That changed in Wisconsin in 2014. For the first time in nearly 50 years, the Republican legislature rejected the “agreed upon” bill proposed by the workers’ compensation advisory council, despite the approval of the bill by management members.

Governor Scott Walker’s most recent budget contains a provision to dismantle the workers’ compensation system as we know it. Those of us representing injured workers (and those rational members on the management side) are busy lobbying to remove the workers’ compensation dismantling provisions from the budget.

It is no secret that many major corporations dislike workers’ compensation, despite statistics indicating premiums are at their lowest for employers, and profits at their highest for insurers. However, nearly two dozen major corporations including Wal-Mart, Nordstrom’s and Safeway are behind a multi-state lobbying effort to make it harder for workers hurt on the job to collect workers’ compensation benefits. The companies have financed a lobbying group the Association for Responsible Alternatives to Workers’ Compensation (ARAWC) that has already helped write legislation designed to have employers “opt out” of a State workers’ compensation system. ARAWC has already helped write legislation in Tennessee. That group’s executive director Richard Evans told an insurance journal in November that the corporations ultimately want to change workers’ compensation laws in all fifty states. Lowe’s, Macy’s, Kohl’s, SYSCO Food Services, and several insurance companies are also part of the effort. The mission of ARAWC is to pass laws allowing private employers to opt out of the traditional workers’ compensation plans that almost every state requires businesses to carry. Employers who opt out would still be compelled to purchase workers’ compensation plans, but would be allowed to write their own rules governing when, for how long, and for which reasons an injured employee can receive medical benefits and wages. Two states, Texas and Oklahoma, already allow employers to opt out of State-mandated workers’ comp. In that state, for example, Wal-Mart has written a plan that allows the company to select the physician and the arbitration company that hears disputes. A 2012 survey of Texas companies with private plans found that less half the companies offered benefits to seriously injured employees or the families of workers who died in workplace accidents. 

Oklahoma passed an opt out measure in January 2014 and the oil and gas industry along with major retailers such as Hobby Lobby pushed hard for the change. ARAWC wants to take that Texas and Oklahoma model nationwide. Seeing the workers’ compensation provision in Wisconsin’s budget bill as part of this overall “scheme” may seem paranoid, but the history of recent “deform” legislation suggest the connection is at least a possibility. 

See the complete article at http://www.motherjones.com/politics/2015/03/arawc-walmart-campaign-against-workers-compensation.

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Workers’ Compensation Basics: Are You an Employee?

Today’s post comes from guest author Jon Rehm, from Rehm, Bennett & Moore.

Here’s the second blog post in a series on the basics of workers’ compensation.

As its name suggests, workers’ compensation compensates employees for on-the-job injuries. About 95 percent of time, the question of whether an injured worker is an employee is a simple “yes.” If you are paid a regular salary or by the hour via a regularly scheduled paycheck where your employer takes deductions out for Social Security, unemployment, Medicare, etc., you are most likely an employee.

But sometimes the issue of whether you are an employee isn’t as simple. Some states may exclude household and farm workers. Some states may exclude employees performing work for the business outside of the regular course of business hours. An employer might try to exclude an employee from workers’ compensation benefits by alleging the employee is an independent contractor.

If you are hurt on the job and your employer or their insurance company is claiming that you aren’t covered by workers’ compensation, you need to contact an experienced workers’ compensation attorney. Laws about which employees are covered by workers’ compensation are very specific and vary by state. You need an attorney who can tell you whether you are in fact covered by workers’ compensation, and, if not, what other possible ways there would be to compensate you for your injuries.

Read the first blog post in the series by clicking on this link: What is Workers’ Compensation?

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Pride Month is Time to #ThankFrank

Today’s post was shared by US Labor Department and comes from blog.dol.gov

Frank Kameny (Photo credit: Washington Blade archive photo by Doug Hinckle)
Frank Kameny (Photo credit: Washington Blade archive photo by Doug Hinckle)

Where would I be without the work I love?

There is nothing more rewarding to me than working on behalf of American workers. Serving U.S. Labor Secretary Thomas Perez is both an honor and a joy, and I’m proud of what I’ve accomplished as a public servant in the Clinton and Obama administrations. The work is exhilarating, and it has become a central part of who I am.

But there was a time when it could’ve been taken from me in a heartbeat. Just because of another, equally central, part of who I am.

What is now unthinkable for me was a bitter reality for Frank Kameny. A Harvard-educated astronomer and war hero, Kameny was fired from his U.S. Map Service job in 1957 simply because he was gay. He never worked for a paycheck again.

Many know Frank’s story here in Washington, where he made his home and ran as the first out congressional candidate for the district’s seat in 1971. But he is less celebrated in other parts of the country. Here at the Labor Department, we’re going to change that. On June 23, we are inducting Frank into our prestigious Hall of Honor.

Like Cooperstown for our national pastime, our Hall of Honor immortalizes the giants renowned for the highest achievements in the counterweight to our pastimes – that is, our work. The names of these inductees inspire the same awe in those of us who are passionate about working families as Babe Ruth and Ernie…

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Tragic Cannery And Construction Site Deaths Highlight Need For Safety Enforcement

I was horrified when I recently read about a worker for a tuna company who was killed when he was cooked to death at the company’s California canning factory. According to the New York Daily News, the worker, Jose Melena, was performing maintenance in the 35-foot oven when a co-worker failed to notice he was still in the oven and turned it on to begin the steaming process of the tuna. The co-worker assumed Melena had gone to the bathroom. 

While there apparently was an effort to locate the worker, his body was not found until two hours later when the steamer was opened after it completed its cooking cycle. As an attorney, my clinical instinct shifts my focus to the mechanics of the accident and to fault. There are so many unanswered questions.  Why didn’t anyone check the machine before it was turned on? Why wasn’t the machine immediately shut down when they realized the worker was missing? As a person with feelings and emotions, I think of the horror and pain he must have gone through and the loss experienced by his family and friends as a result of his death. It is almost too awful to imagine. 

While this terrible tragedy occurred in 2012, it appears the reason that the story is currently newsworthy is that the managers were only recently charged by prosecutors in the worker’s death for violating Occupational Safety & Health Administration (OSHA) rules. Closer to home, more recent and just as unfortunate were the cases of the construction worker in Brooklyn who fell six stories from a scaffold while doing concrete work and a restaurant worker who was killed in Manhattan when a gas explosion destroyed the building he was working in. 

These stories highlight why safety procedures are so important. In some cases, there are no proper safety precautions in place. In others, there are safety measures in place but they may not have been followed. In rarer cases, crimes are committed that result in workplace fatalities. The failure to follow or implement proper safety procedures was a calculated risk, a terrible misstep, or a downright criminal act. In the case of the worker who died when he fell from a scaffold, there has been speculation that he may not have been attached properly to his safety harness. In the tuna factory death, the managers were charged with violating safety regulations; they face fines as well as jail time for their acts. In the gas explosion, there are allegations that the explosion was caused by workers’ illegally tapping into the restaurant gas line to provide heat for upstairs tenants. Prosecutors were trying to determine criminality; whatever the final outcomes, it appears that in these three instances the deaths were preventable. 

According to OSHA rules, employers have the responsibility to provide a safe workplace. They must provide their employees with a workplace free of serious hazards and follow all safety and health standards. They must provide training, keep accurate records, and as of January 1, 2015, notify OSHA within eight hours of a workplace fatality or within 24 hours of any work-related impatient hospitalization, amputation or loss of an eye.  

While this may seem like a small step, anything that results in creating higher standards for employers or encouraging them to keep safety a priority is always a good thing. These three examples are only a small percentage of the workplace deaths that occur each year. While not every death is preventable, everyone is entitled to go to work and expect to leave safely at the end of their shifts.  

Catherine M. Stanton is a senior partner in the law firm of Pasternack Tilker Ziegler Walsh Stanton & Romano, LLP. She focuses on the area of Workers’ Compensation, having helped thousands of injured workers navigate a highly complex system and obtain all the benefits to which they were entitled. Ms. Stanton has been honored as a New York Super Lawyer, is the past president of the New York Workers’ Compensation Bar Association, the immediate past president of the Workers’ Injury Law and Advocacy Group, and is an officer in several organizations dedicated to injured workers and their families. She can be reached at 800.692.3717.

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Union, Environmental Group Say Dozens of Nuclear Workers Suffering from Toxic Materials Exposure

Today’s post is from In These Times via our colleague Jon Gelman.

Evidence “strongly suggests a causal link between chemical vapor releases and subsequent health effects" at a Washington facility, according to a recent report. (Ellery / Wikimedia Commons)  

Since March 2014, nearly 60 workers at the Hanford Nuclear Reservation in Washington state have sought medical attention for on-the-job exposure to chemical vapors released by highly toxic waste stored at the site, some as recently as August. At a public meeting held Wednesday in Pasco, Washington, Hanford workers described symptoms that include chronic headaches, respiratory problems, nerve damage and bloody urine.

The meeting, hosted by the United Association (U.A.) of Plumbers and Steamfitters Local 598 and Hanford Challenge, a Seattle-based environmental watchdog group, was convened following the February 10 release by Department of Energy contractor Washington River Protection Services (WRPS) of a “corrective action implementation plan.” This plan was developed in response to recommendations in a report from the Savannah River National Laboratory released in October 2014.

Commissioned in response to worker exposures at Hanford’s tank farms, the Savannah River report found ongoing emissions of toxic chemical vapors from waste tanks, inadequate worker health and safety procedures and evidence that “strongly suggests a causal link between chemical vapor releases and subsequent health effects.”

The underground storage tanks—known as…

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Higher Wages is Smart for Business

Today’s post was shared by US Labor Department and comes from blog.dol.gov

As President Obama and Secretary Perez have said, raising the minimum wage isn’t just the right thing to do for working families it’s the smart thing to do to grow our economy.

And business leaders of all kinds agree, saying that they see higher wages as a sound business investment. They know that higher wages boosts productivity and reduces the high costs associated with turnover. They also know that consumer spending drives our economy; more money in people’s pockets means more customers for them. Add it up, and reduced training costs and more customers can grow a business, and create jobs.

That’s why these businesses, large and small, have all taken steps to raise their starting wages.

While progress is happening with more and more businesses raising their starting wages, and states and localities are taking action, the national minimum wage still needs to be raised. For too many workers in too many states the harsh reality is that the minimum wage has languished and lost ground for more than 5 years. It’s important that Congress take action so that we don’t leave them behind.

Share these graphics if you agree it’s time to #RaiseTheWage.

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Yes, Monetary Benefits Are Available For Injured Volunteer Firefighters

I recently read the news about a benefit fundraiser being held for the widow of a Long Island volunteer firefighter who died in the line of duty when the floor he was on during a fire collapsed. The volunteer, only 43 year old, left behind a widow and a 19-year-old daughter.  He had served his community for 17 years as a volunteer and in addition, worked for the Nassau County Public Workers Department. This tragedy once again reminds us of the dangers of the firefighting profession.

Most New York City residents are protected by a paid force of brave men and women who are employed by the City. The Fire Department of New York is the largest municipal fire department in the United States, employing more than 10,000 uniformed firefighters. I am proud to say that my brother Danny serves as a Lieutenant in the FDNY, and my brother Bob and my dad are both retired from the force.   

There are still nine volunteer fire companies left in New York City that respond to calls in their neighborhoods; more than half of them are located in Queens – West Hamilton Beach, Broad Channel and the Rockaways. As these men and women are not compensated for their service to their communities, most of them have paying jobs elsewhere. However, they are still entitled to benefits if they are ever injured on the job. The New York State Workers’ Compensation Law provides benefits for those volunteers injured in the “line of duty” or engaged in activities pursuant to orders or authorization. These duties include, but are not limited to, participation in fire drills; travel to and from fire calls or authorized activities; firehouse duties; property inspections; attendance at fire instruction and training; and authorized drills, parades, funerals, reviews or tournaments. An “injury” includes any disablement of a volunteer firefighter that results from services performed in the line of duty and any disease that may arise from an injury.    

Monetary benefits include payments for loss of earning capacity up to $400 per week, death benefits to surviving spouse and/or minor children up to $800 per week, and schedule loss-of-use awards based upon loss of function to a limb, loss of vision, loss of hearing, and facial disfigurements. Additional monetary awards are given to cover funeral expenses. Furthermore, volunteer members are entitled to receive necessary medical care for treatment and recovery from their disabilities. Notice must be given to the proper party within 90 days of the incident, and claims must be filed within two years of the accident or death. 

In many instances the monetary awards are inadequate to properly compensate an injured volunteer or a surviving spouse or child of a hero. The fact that a fundraiser is even necessary for the family of the firefighter who was killed in Long Island is inconceivable. While it is clear that Volunteer Firefighter benefits will never truly compensate for those who are injured or killed on the job, the knowledge that there are benefits available will hopefully ease some of the financial strains for those in our community who serve. I saw a wonderful quote recently that said “volunteering is the ultimate exercise in democracy. You vote in elections once a year, but when you volunteer, you vote every day about the kind of community you want to live in.” So to those who serve, I am truly grateful, and to the family of fallen hero Joseph Sanford, Jr.  – his sacrifice will never be forgotten.

Catherine M. Stanton is a senior partner in the law firm of Pasternack Tilker Ziegler Walsh Stanton & Romano, LLP. She focuses on the area of Workers’ Compensation, having helped thousands of injured workers navigate a highly complex system and obtain all the benefits to which they were entitled. Ms. Stanton has been honored as a New York Super Lawyer, is the past president of the New York Workers’ Compensation Bar Association, the immediate past president of the Workers’ Injury Law and Advocacy Group, and is an officer in several organizations dedicated to injured workers and their families. She can be reached at 800.692.3717.   

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SOCIAL SECURITY DISABILITY: THE TRUTH BEHIND MISCHARACTERIZATIONS BY POLITICIANS AND THE MEDIA

Today’s post comes from guest author Jay Causey, from Causey Law Firm.

A thought-provoking article about the Social Security Disability (SSD) program appeared in the August 25, 2014 edition of The Hill, a newspaper published for and about the U.S. Congress. The article was authored by Barbara Silverstone, Executive Director of NOSSCR, the National Organization of Social Security Claimant’s Representatives. Ms. Silverstone’s complete article can be accessed on the The Hill’s website.

Ms. Silverstone dispels with factual data some of the myths currently being peddled by certain members of Congress and media outlets. Ms. Silverstone points out the eligibility criteria for SSD are extremely strict, and the burden is on the person applying for benefits to prove, with medical records – not mere assertions, the severity of his or her disabling condition(s). Only about 40% of applications are approved, a fact that belies the claim there is a systematic bias toward approving applicants who are not actually disabled. The current approval rate is the lowest it has been in 40 years.

Ms. Silverstone notes that recent Congressional investigations into allegations of fraud have not identified any cases of fraud beyond those that the Social Security Administration itself has uncovered. She discusses, in particular, the 2012 investigation of Senator Coburn. His staff reviewed about 300 appeals decisions, but failed to identify a single individual who was approved for benefits that should have been denied. Congress complains that the Social Security Administration does not do enough to identify potential fraud in the program, but at the same time Congress has cut Social Security’s budget, providing about $1 billion less than requested over the past three years! As a result, Social Security has lost more than 11,000 employees since 2011. This inevitably has impacted the agency’s ability to serve the American people in many aspects of its operation.

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