Even if you didn't lose time from work, you can still file a claim.

QUESTION: WHEN I GOT HURT, I DID NOT LOSE ANY TIME FROM WORK. SHOULD I BOTHER TO FILE A WORKERS COMPENSATION CLAIM?

ANSWER: LOST TIME IS NOT A REQUIREMENT TO FILE A CLAIM

Joe was working a plumbing job at a construction site. He was tightening a connection to an S pipe when the wrench slipped and so did his wrist. Lucky for him, it was only a fracture. The ER was quiet and empty and two hours Joe was back on site, supervising Mike on pipe installation and making sure the job got done. Sure he would have to do some physical therapy on his wrist but that would happen on the weekends. He wouldn’t lose a day of work as he healed.

As he and Mike finished up their day’s work, Mike mentioned to Joe that he should file a Workers’ Comp claim. “But why?” asked Joe. “I was only gone for two hours and the physical therapy will happen on Saturday. Don’t you have to be out for like weeks to file a claim? Nah… I’m not going to file.”

File, Joe! File!!

You don’t have to miss a day of work in order to file a successful claim. Continue reading →

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