Category Archives: Workers’ Compensation

Best Ways To Protect Yourself From Common Workplace Injuries

Last week marked the 25th anniversary of Workers’ Memorial Day – a day set aside to remember those who were injured or died on the job. President Barack Obama issued a proclamation in which he noted “we must never accept that injury, illness, or death is the cost of doing business.”  While we have come a long way from the tragedy of the Triangle Shirtwaist Factory Fire in which 146 workers were killed while trapped inside a garment factory due to locked doors and a collapsed fire escape, it is clear that we haven’t come far enough.

Recently, the New York Committee for Occupational Safety and Health (NYCOSH) issued a report on Workplace Safety in the Construction Industry. The report was frightening. Just last year alone, 23 construction workers were killed while performing their jobs. According to the NYCOSH report, many of these construction deaths could have been prevented had proper safety precautions been taken. The report noted that the Occupational Safety and Health Administration (OSHA), established by the U.S. Congress to enforce safety practices, is understaffed, thereby leaving many worksites uninspected. Also, penalties for infractions are far too low to deter some employers from not implementing proper safety precautions.

Many of us in the workforce thankfully are not engaged in hazardous employment, but there are dangers often not anticipated. According to the U.S. Department of Labor, overexertion due to lifting or bending the body was the leading cause of workplace injury in New York. These types of injuries are seen in health care, food services, educational services, retail, professional and business services. In short, most work-related injuries are not confined to the construction industry but rather are occurring in every industry.

What should you do to protect yourself from many of the common injuries? First and foremost, know exactly what your job duties entail. Find out how to properly perform your job before you engage in your work.

  • Make sure your workspace is maintained in a neat and orderly way so that you don’t trip on wires or boxes, or slip on papers, or food or oil in the food service industry.
  • If your office has a break room or kitchen, make sure spills are cleaned up immediately.
  • Office supplies should be stored properly so they don’t fall on you or your coworkers.
  • Know the proper way to lift heavy items to protect your back
  • Make sure your computer workstation allows you to maintain adequate posture so you don’t put undue strain on your arms, hands and back
  • Have an ergonomic keyboard that can help reduce injuries to your wrists
  • If you are not trained as a technician, do not try to fix equipment; bring in a repairman
  • Make sure you are instructed on what to do in case of a fire; know where the exits are and make sure your company engages in fire drills

If all else fails and an accident does occur, know the proper procedure for reporting an injury.   Workplace safety is crucial. It will save employers money as injuries result in loss of manpower and higher insurance rates, but most importantly, workplace safety will save lives.

 

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Catherine M. Stanton is a senior partner in the law firm of Pasternack Tilker Ziegler Walsh Stanton & Romano, LLP. She focuses on the area of Workers’ Compensation, having helped thousands of injured workers navigate a highly complex system and obtain all the benefits to which they were entitled. Ms. Stanton has been honored as a New York Super Lawyer, is the past president of the New York Workers’ Compensation Bar Association, the immediate past president of the Workers’ Injury Law and Advocacy Group, and is an officer in several organizations dedicated to injured workers and their families. She can be reached at 800.692.3717.

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Can Social Media Participation Impact Your Benefits?

Many of us are enamored with social media. It is a wonderful way to communicate with those across the country, around the world or right around your block. It is a way to keep with touch with friends, acquaintances and even professional colleagues. However, in our world of ever increasing technology, there are ever increasing risks. We have seen time and time again on the nightly news reports stories of cyber crime, internet scams, child predators and the embarrassing things people post on the world-wide web. We often try to impart this knowledge to our children as their youthful indiscretions can come aback to haunt them as they start applying for jobs as employers regularly now google potential candidates. Websites such as MySpace, Instagram, Twitter and Facebook, while entertaining and useful, can also put injured workers at risk. It is easy to forget that a photo posted on social media can come up on many internet searches. It is easy to forget that the internet is not part of the private sphere but is the public square. It is also easy to forget that anyone can create a profile and seek to join anyone else’s network of “friends” on one of these sites.  That includes investigators who work for insurance companies and defendants attorneys.

By applying for benefits, you are stating that you are injured and are unable to work or only able to perform part-time or intermittent work. Information available on the internet that appears to contradict your application for benefits can result in your being denied benefits or even result in a fraud charge being leveled against you. This could be information about your professional or personal accomplishments, a home-based business, or even volunteer activities, which may be no longer current or may not accurately reflect your level of functioning since your injury. Those pictures of you on vacation in Jamaica doing the limbo might be entertaining but they could also put you at great risk if you are indicating a disability. These types of stories appear regularly in the news media. Furthermore, and even more importantly, recent court decisions around the nation and even in New York have ruled that plaintiffs may have to permit defendants access to their social networking sites and even their hard drives for analysis.

Therefore it is imperative that if you are applying for benefits based upon a disability be it workers’ compensation, social security disability or even for negligence to be cautious when posting anything about yourself on the internet.  This includes photographs, statements, travel plans, and commentary about your own social activities.  Furthermore, we cannot stress enough to take care when accepting new persons into your internet social networks.  Make sure you actually know who you are opening up yourself to, for they may not be the person you think they are, and could be in the employ of an insurance carrier.

Finally, it is extremely important that all persons using social networking websites such as Facebook and MySpace make sure that the privacy settings for their profiles are set to the maximum. On Facebook this should prevent a person’s profile from being found even if their name is searched. The bottom line is if you are disabled, you should never engage in any activity contrary to your injury as one funny moment in time on social media can impact you for your entire life.

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Summer Means Safety Reminders for Teen Workers

Today’s post comes from guest author Kit Case, from Causey Law Firm.

L&I urges workplace safety for teens as summer hiring season nears

Teens are gearing up to search for summer jobs and the Washington State Department of Labor & Industries (L&I) is urging employers, parents and others to support safety during “Safe Jobs for Youth Month” in May.

A total of 477 youth ages 12-17 were injured in the workplace in 2013, making this year’s observance more important than ever, said Mary E. Miller, occupational nurse consultant with L&I and a youth employment expert. Of the total, 156 were in the food and hospitality industries. The next largest total, 66, occurred in the retail trades. There were no fatalities.

“Teens are eager to work and may not question a workplace situation that doesn’t seem right,” Miller said. “We’re trying to ensure youth perform safe and appropriate work and employers, parents and teachers can all help.”

Gov. Jay Inslee signed a proclamation making May “Safe Jobs for Youth Month” across the state. More information is available at www.TeenWorkers.Lni.wa.gov. The agency also offers presentations from injured young workers for students. Miller can provide a separate talk for employers and teachers.

In recent years, the number of injuries has increased despite an overall decrease the past decade. Injuries in 2003 totaled 1,135. In 2011, injuries reached a low of 425 before increasing the next two years. Injuries range from lacerations, strains and sprains to more serious fractures and concussions, Miller said.

“Employers are eager to give young workers a start in the world of work” Miller noted. “The result is we need to continue to help employers provide teens with tasks appropriate to their age.”

In general, 14- and 15-year-olds may perform lighter tasks, such as office work, cashiering and stocking shelves. Work assignments for 16- and 17-year-olds can be less restrictive and can include cooking, landscaping, and some use of powered equipment and machinery. The limits on the hours of work for all minors vary by age.

Generally, if safety equipment other than a hard hat, eye protection or gloves is required, then it’s not an appropriate job for minors. All minors are prohibited from working with powered equipment such as meat slicers and forklifts, Miller noted.

In agriculture jobs, restricted job duties differ for youth. The agency has specific information on its website at its Agricultural Jobs for Teens page.

 

Photo credit: The Library of Congress / Foter / No known copyright restrictions

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Occupational Disease: New Cancer Study and Firefighters

Today’s post comes from guest author Thomas Domer, from The Domer Law Firm.

Worker’s compensation has provided benefits or coverage for occupational diseases for generations.  In Wisconsin an occupational disease is one acquired as a result of working in an industry over an extended period of time. An occupational disease cannot result from a single incident, but rather it is the result of a disease process. Wisconsin has not excluded any occupational diseases from its worker’s compensation benefit provisions. One of those disease processes is cancer.

Studies are done regularly to determine the cause of disease as medical science advances. A recent study concludes that smoke and chemical exposure by firefighters may cause higher rates of cancer among firefighters. Firefighters, while usually healthier than the general population, have a higher incidence of cancer. A presumption of employment connected cancer exists for firefighters in Wisconsin. The statute applies to any State, County, or municipal firefighter who has worked for ten years with at least two-thirds of the working hours as a firefighter who has cancer of the skin, breast, central nervous system, or lymphatic, digestive, hematological, urinary, skeletal, oral, or reproductive symptoms. For that firefighter whose disability or death is caused by cancer, the finding is presumptive evidence that the cancer was caused by employment. Note, however, no presumption exists for firefighters who smoke cigarettes or use tobacco products for claims after January 1, 2001. Benefits for firefighters include Temporary Total Disability, Permanent Partial Disability, and if the disease (either heart or lung) precludes a return to work, duty disability payable at 75% of the firefighter’s salary, may also apply.

As medicine and science evolve, there may be more recognized “occupational” diseases and more workers and their families compensated for harm caused by the workplace.

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“No Trauma” Does Not Mean No Injury

Today’s post comes from guest author Thomas Domer, from The Domer Law Firm.

I’ve been investigating Wisconsin and national fraud statistics in worker’s compensation to prepare for a national presentation I am making in Cape Cod in July. One fascinating and recurring basis for denial of worker’s comp claims (and potential claims against employees for fraud) stems from an insurance carrier’s review of the initial medical report.

Often the physician or emergency room nurse, physicians assistant or First Responder will ask an injured worker “Did you have any trauma?” If the answer to the question is “no”, the medical records will routinely indicate “no trauma”. This information is translated by the insurance carrier as a denial that an injury occurred. The level of medical sophistication for an injured worker is routinely limited. Most of my clients (and based on inquiries with other workers’ attorneys, their clients as well) believe a trauma is something akin to getting hit by a bus. They do not equate the notion of trauma with lifting a heavy object such as a table or a box. The criteria for traumatic injuries in most states, including Wisconsin, is that a single incident or episode caused the injury or aggravated a pre-existing condition beyond a normal progression. In many cases a lack of “traumatic injury” at the initial medical presentation is not an accurate indication of whether a traumatic injury actually occurred.

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Medical Care Politics in Worker’s Compensation

Today’s post comes from guest author Thomas Domer, from The Domer Law Firm.

The mythology surrounding employee fraud in worker’s compensation is pervasive. Many of my clients begin their conversations with me indicating the following: “I’m not one of those folks faking their worker’s compensation claim.”  The exaggerated media publicity concerning employee fraud has also resulted in outright worker intimidation regarding filing a claim. I had this conversation today with a prospective client.

Attorney: Why didn’t you report the incident?
Client: I didn’t want to have that on my record.  Nobody will hire me if I have a worker’s comp injury.
Attorney: Why didn’t you seek medical treatment?
Client: I do not have insurance.
Attorney: Can you obtain insurance under the Affordable Care Act?
Client: You mean Obamacare?  No way!

Fear of being stigmatized as a complainer, whiner, or simply a recipient of worker’s compensation benefits has prompted many legitimately injured workers from filing a worker’s compensation claim.

The adverse publicity concerning the Affordable Care Act (and its pejorative popular name “Obamacare”) results in many otherwise qualified workers from obtaining the health care they need, especially when denied by a worker’s compensation insurance carrier.

The politics of medical care intrudes in the worker’s compensation arena daily.

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Is Worker’s Comp Profitable Because Disabled Workers Don’t Get Benefits?

Today’s post comes from guest author Thomas Domer, from The Domer Law Firm.

I recently wrote an article in the national magazine for the Worker’s Injury Law Advocacy Group (WILG), the Worker’s First Watch, Fall 2013 reviewing the worker’s compensation resources research report indicating that the worker’s compensation industry is extremely profitable.  I began representing injured workers in 1976.  It seems every year since then worker’s compensation insurance carriers have complained they are not making profits and the culprit responsible is increased benefits paid to workers.  In fact, over the last 20 years the insurance industry has been profitable in 16 of 19 years and broke even in one year.  Several factors account for this profitability, including worker’s compensation insurance carriers successfully pursuing deregulation and “reform” measures to restrict eligibility.

The net result of increasingly restrictive rules for compensability in many State worker’s compensation systems as a result of “reform” resulted in many workers with disabilities caused by work who did not receive worker’s compensation benefits.

The general trend since the early 1990s has been to restrict coverage through State statutory and administrative “reform”.  Many workers face lengthy litigation and frustration.  More restrictive regulations may preclude claims where the worker lacks “objective” medical evidence for his injury, or is unable to medically document persistent pain, or has a disease resulting from multiple causation that cannot be distinguished from workplace disease, or has job stress related disorders.  One significant problem is that many injured workers fail to file for benefits.  (For those of us in the trenches daily, these pose obstacles to compensability.)  Among the many reasons for failure to file are:

  • Ignorance of worker’s compensation and eligibility.
  • Ignorance of the work-relatedness of the condition.  (Many workers know they suffer an impairment but do not know the health condition is caused by work.)
  • Reimbursement for medical care or Short Term Disability benefits available.  (Many workers use Short Term Disability or group medical insurance rather than worker’s comp.)
  • Belief that the injury is lacking in sufficient severity.
  • Many workers fear job loss or other forms of retaliation, who do not want to report a condition as work-related.
  • Workers do not want to be perceived as complainers or careless.
  • Deciding not to file based on the negative experience of co-workers.
  • Fear of the stigma associated with being a worker’s compensation claimant.  (Much of this stems from the intense focus on fraud perpetrated by the insurance industry, resulting in increased levels of stigmatization, decreasing the likelihood injured workers will file for benefits.)
  • Pressure from co-workers on safety incentive programs.  (These programs, sometimes called “Safety Bingo” create incentives not to report.)

Those of us who have hearings daily that involve the non-reporting of an injury, or significant time delay between the occurrence of an injury and the reporting of an injury, can refer to the above list for some ammunition on the “non-filing” or “late filing” issues.

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How To Prepare For Your Workers’ Compensation Hearing

If you have a serious injury on the job and file a claim for workers’ compensation benefits you will most likely at some point in time have to attend a hearing before the Workers’ Compensation Board. The hearing process can be daunting to many first time attendees. They don’t know what to expect; what to bring or in many cases even what to wear. Those who have attended hearings are upset about the fact that they have to wait for a long period of time in a huge waiting room only to be rushed in and out of the hearing courtroom or “part” in a matter of minutes. They complain that while sitting inside a hearing “part”, the parties all seem to be speaking in codes and abbreviations and they don’t seem to really understand what has occurred.

I am hoping that by providing information to you the hearing process does will not be as overwhelming and as confusing as it seems. When I first started in the practice, the board regularly scheduled hearings for any and all outstanding issues including need for treatment and or surgery. Most injured workers had numerous hearings before the workers’ compensation board with the same judge presiding and in many times the same insurance representative. Hearings were scheduled every 3-4 months untill the case was resolved which could take about 2 years.

Today however things are radically different. Most times medical requests are dealt with in-house. The medical treatment guidelines lay out specifically what is pre authorized if certain medical conditions apply. If the treating doctor wishes to pursue treatment outside the scope of the treatment guidelines he must request it and this may be authorized or denied. These requests and denials are all done through paperwork and the injured worker unfortunately has very little to say in the matter.

The amount of hearings has declined tremendously so if you are not represented by an attorney you need to be prepared.

  • Put together a file.
  • Make sure any administrative decisions have established all sites of injury you are claiming. If not, you need to tell the judge that you have a claim for other sites and you will be directed to produce medical where appropriate.
  • While your treating physician should be submitting regular medical reports to the workers’ compensation board and insurance carrier, you should always have your own copies of your medical records including diagnostic studies.
  • You are entitled to reimbursement for mileage and prescriptions related to your claim. Bring copies of bills and mileage requests if the carrier has failed to reimburse you for these expenses.
  • You should bring copies of all pertinent paperwork with you to proceed with your claim.
  • Do not ever come late to a hearing but bring reading material as many cases rarely start at the time indicated. However if you are late the judge will probably not recall your case and now you must wait for a rehearing.
  • You should be dressed appropriately and while a suit is not required, be mindful of the fact that you are appearing in a court room.

The key to being your own successful advocate is to be prepared, be polite and be patient.

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